These policies can vary between companies, so always ask questions about what the quote includes before purchasing. What does a final expense insurance policy include?.It is a type of whole life insurance policy, not a term policy. As long as you pay the monthly premiums, the policy does not expire. Death benefits can cover burial costs, medical costs (such as hospital bills), mortgage payments, or anything the insured left behind. Though these benefits primarily cover end-of-life expenses, they can be used in any way that encompasses a final expense.
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